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taw comments on Expected futility for humans - Less Wrong
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Approximation is likely to be a list of "I value event X relative to default state at Y utilons", following economic tradition of focusing on the marginal. Skipping events from this list doesn't affect comparisons between events on the list.
Next I look at utilons to costs ratios, and do more of things which result in events with high ratios, and less of things which result in events with low ratios.
By the way, as the function is marginal, value of money will be approximately linear, extra $100 is worth pretty much 100 times more than extra $1, it only breaks down on very large $s that significantly affect your net worth.