"if your utility is at risk of going negative; it's not possible that you would not accept a .999% risk"

Look at where the semicolon is. You've combined the end of one clause with the beginning of a different clause.

"Is life barely worth living? Buy a lottery ticket, and if you don't win, kill yourself - you win either way!" - probably not the best marketing campaign for the state-run lottery.

I wrote a post on that..