Expressing lifetime or otherwise long term cost in terms of "cost per day" is insulting to readers' intelligence and is an extremely dishonest attempt at making things appear cheaper than they really are. Please never ever do this.

Why? Do you object to amortizing any capital cost or expenditure?

Of course you can get life insurance, but by the basic laws of economics, amount of money you can expect to pay for your life insurance is higher than

The point of getting life insurance is not that it's any less expensive (in expectation) than putting the money in the bank: it's to hedge the risk that you will need to be cryopreserved before you've saved enough.