There is a DEEP fallacy here, discussed in the work of Thomas Kuhn, Ludwig Wittgenstein and the work of philosopher Larry Wright on formal and informal reasoning, and in the work of Friedrich Hayek on explanation in economics.
Think about how formalization gave Carnap a massively false view of science and knowledge. Think how formalization made math economists believe that socialism was possible, and the an equilibrium construct was an "economy" or somehow provided an explanation (there are many more examples of how formalism made philosophers of science and economists stupid, but those should be enough for an educated person to "get it".)
Formalize also massively falsified the nature of language, mind, and reasoning for most analytic philosophers over the last 100+ years -- a bit of reading of Wittgenstein should help one understand this.
Wright shows the strengths -- and limitations -- of formalization in argument, and points out at the bottom is something identified in Kuhn and Wittgenstein, i.e. experience, training, good judgment, practice, etc., all stuff NOT formalizable -- there is no 'ultimate' math or logical metric that can capture everything in a number or in a formalism.
On all this I might in particular recommend Larry Wright, "Argument and Deliberation: A Plea for Understanding", Journal of Philosophy.
Greg, I don't think we are given enough information here to call this a fallacy.
However, I probably side with your overall skepticism about how formalism is used and abused.
The foundations of mathematical modeling are simple to state.
A good model is: a) a formal translation of informal language, of b) truth functional elements, that c) preserves validity of the home language inference.
Unfortunately, many thinkers leave out c) all together, are ignorant of b)'s limitations, and do not think about a).
Some conscious effort along the lines of a-c would improv...
We are interested in developing practical techniques of rationality. One practical technique, used widely and successfully in science and technology is formalization, transforming a less-formal argument into a more-formal one. Despite its successes, formalization isn't trivial to learn, and schools rarely try to teach general techniques of thinking and deciding. Instead, schools generally only teach domain-specific reasoning. We end up with graduates who can apply formalization skillfully inside of specific domains (e.g. electrical engineering or biology), but fail to apply, or misapply, their skills to other domains (e.g. politics or religion).
A side excursion, to be used as an example:
If you were fitting this argument into your beliefs, you might produce a number, a "gut" estimate of how likely this informal argument is wrong. Can we improve on that using the technique of formalization? What would a formalization of this argument look like? One possible starting point might be to rename everything. We're confident (via philosophy of logic) that renaming won't increase or decrease the quality of the argument. We will reason better about the correctness of the form if we hide the subjects of the argument.
Note: there are many choices in this renaming process. It's not a trivial, thought-free operation at all. Someone else might get a completely different "underlying structure" from the same starting point. This particular structure suggests an equation, something like:
The equation allows you to estimate the probability of the whole argument being wrong, using two "gut" estimates instead of one. This is probably an improved, lower-variance estimate.
The point is: