Yeah, that's close to my understanding: the iPhone is what you get if you want something that Just Works and don't care too much about price. Android phones are flakier (mine needed a custom ROM before it would give me a GPS fix, and it wasn't a low-end phone for its era) but cheaper and a lot more varied, hence more likely to have an offering that matches what you're looking for if you have specific needs or are tight on money. Android's a slightly more open ecosystem, but that would only be decisive for me if I was planning to do a lot of low-level hacking; higher-level development support is a toss-up from what I've seen.