To draw a direct comparison you would need to treat these as 100 copies of some idealized stranger.

Actually, I think a direct comparison would involve saving the same person 100 times (it was the same movie 100 times). I think at some point I'd begin to wonder if the gene pool wouldn't be better off without someone that accident-prone (/suicidal)... or at the very least I'd suspect that his ability to need saving would probably outlast my finances, in which case I might as well accept his inevitable death and quit paying sooner rather than later!