Considering I'm currently unemployed and have very little money left in my bank account, I would bet a thousand Canadian dollars that you can't find a real religious believer who will say those words and honestly mean them.

Okay, see, we're going in circles here: I'm trying to ask about the existence of someone who knows "it's all a load of garbage", heck, maybe even contributes to this very board, but cynically joins a church to get the social benefits.

And then you keep saying, no, such people don't exist, if you mean people who are also really religious. But that's the very point under discussion: how many people go through the motions of formal religions for the benefits, say the right applause lights, etc. for the social benefits while holding the conscious belief that there's no literally God in the sense the people there espouse, etc. ?

And if you were talking about people who completely fake being religious, well, in my experience most of them don't ever admit to themselves that they're really atheists in their heart of hearts. I suppose there must be exceptions, though.

I don't see the difference. If you take the LW rationalist position on God, doesn't that mean you're an atheist? So what does it matter if you admit it to yourself. Is there some internal psychological ritual now? If you believe you're a duck, you're a duck...self-believer.