Again, I replied in the very same thread I linked to.

Remember that a lot of people who get life insurance policies cancel them before they die, or fall on hard times and can't pay the premiums. I'm 24 and healthy. I went the more expensive route and got whole life insurance, so my premiums are $64/month. With Alcor dues I end up spending about a grand per year on cryonics. Did I mention I picked what is basically the most expensive option? (Alcor whole body preservation with whole life insurance). You could easily cut that down to $300/year if you went with CI and term life insurance.

$64 * 12 * 50 = $38,400, which is a bit less than the policy of $200k. If that money were invested every month, it would end up being significantly more than the policy amount.

Term life insurance is not a bad idea for most people. Lots of people save up money over their careers. $80,000 is barely a down payment on a condo in the bay area.

I should note that most of the organizations we are talking about (Alcor, ACS, CI) are non-profits.

I'm really disappointed that this supposedly rational community keeps failing basic math. The entire "cryonics is cheap" argument relies on failing basic math.

$80,000 plus $500 a year in membership dues is cheap. (Alcor). I can multiply, divide and find various integrals and derivatives of those figures if it makes you happy. Perhaps it is my English skills that are my flaw? You dispute my understanding of 'cheap'?