Dustin comments on Normal Cryonics - Less Wrong

58 Post author: Eliezer_Yudkowsky 19 January 2010 07:08PM

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Comment author: Dustin 21 January 2010 07:42:00PM *  3 points [-]

I'm 32. I fit in the "Preferred" health group. 30 year term life insurance with a 100k payout is 168/year as per the quotes page I provided above.

As AngryParsley mentions, if you purchase term life insurance you're planing on having savings to cover your needs after your policy expires. This is my plan.

However, I suppose in say 15 years, I could purchase another 30 year/100k term insurance policy. Let's say I slip a category to "Standard Plus".

My premium will be 550/year. That of course assumes I didn't save anything during those 15 years (not to mention the remaining 15 years in the original policy) and need a 100k policy.