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Dustin comments on Normal Cryonics - Less Wrong
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Even assuming best health class - something which won't happen as you age.
In other words, this is exactly what I was talking about - it's a big fat lie to pretend your premium won't change as you age.
I'm 32. I fit in the "Preferred" health group. 30 year term life insurance with a 100k payout is 168/year as per the quotes page I provided above.
As AngryParsley mentions, if you purchase term life insurance you're planing on having savings to cover your needs after your policy expires. This is my plan.
However, I suppose in say 15 years, I could purchase another 30 year/100k term insurance policy. Let's say I slip a category to "Standard Plus".
My premium will be 550/year. That of course assumes I didn't save anything during those 15 years (not to mention the remaining 15 years in the original policy) and need a 100k policy.