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queensblade comments on Normal Cryonics - Less Wrong
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How easy is it to break a cryonics contract?
It's my perception, if you pay up front at CI, you can get your money back, no problem. But that's bad if your spouse wants the money, and has you cremated. Can't speak for Alcor...
You make the cryonics org a beneficiary of the life insurance, or even have the life insurance in their name, so the spouse can't get hold of it - a situation that has arisen a few times, apparently.