My perceived utility function often goes negative. When that happens, I would be extremely tempted to kill my meat body if there were a guarantee it would extinguish my perceived consciousness permanently. That would be a huge reward to me in that frame of mind, not a loss. This may be why I don't see these questions the way most people here do.

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If (all that | most of what)'s keeping you from "killing your meat body" is that being no guarantee of permanent death, stay away from this community (because we'd probably convince you such perma-death would be the highly probable outcome) and seek professional help! Instead of puzzling over the karma system.

(Just to lay that question to rest, this is a diverse community and the downvote button means many things to many people. However, in general it's less of "this is not my opinion, so I have to downvote this because this is not my opinion" than e.g. Reddit, and more of "this argument is flawed / this comment adds too much noise to the discussion". You can assume that most people have a good reason to downvote, but that reason can stem from various considerations.)