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Nick_Beckstead comments on So you say you're an altruist... - Less Wrong
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to the Africans' warlords, who steal the money and use it to stay in power
Fixed that for you.
As P. J. O'Rourke says, speaking of something like a total of $200,000(?) per poor person spent by the American welfare system, it's a flabbergasting phenomenon that appears to be real: You can't fix poverty by giving people money.
I'd love it if the Singularity Institute had an endowment by the time you get out of school, but I wouldn't count on it if I were me.
What is your p that I can't find a charity that (1) gives money to people in Africa and (2) the majority of the donated funds doesn't go to warlords? How about this one: http://givedirectly.org/?
The p that is more relevant is that of a charity that (1) will be giving money to people in Africa in the counterfactual in which the 10% donations are done by all the wealthy people and (2) the majority of the donated funds doesn't go to warlords. The more money that is floating around the harder it is to avoid corruption. Incentives.