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gwern comments on Room for rent in North Berkeley house - Less Wrong
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I think #4 could be argued sanely. For example, here's one: 'puppies fill the child-sized hole in your heart, freeing lots of money for SIAI and cryonics'
(Since the lifetime cost of a dog is somewhere below 10k, while for a middle-class kid raised to college and beyond is... >200k? In that range. 190k just about pays for a neuro-suspension even without investment/insurance.)