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mattnewport comments on Cryonics Questions - Less Wrong
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If I am diagnosed with a terminal illness then I won't be needing my retirement savings so I'd use those to pay for cryonics if I decided it was the right choice at the time.
This doesn't work if you have (or will get) a family that is financially dependent on you or you get a financially draining illness.
In the U.S. (I think) if you are less than 65 years old the federal government requires you to spend most of your own money before its starts paying for some kinds of treatments. Even if you have health insurance you can lose it or run into its lifetime cap.
Also, you need to factor in mental illness. Getting depression might cost you your job, drain your savings and make it really expensive for you to get life insurance.
Finally, you could lose your retirement savings due to a civil lawsuit, paternity suit, divorce or criminal conviction.
Are you a life insurance salesman?
I don't currently have any dependents. If I have dependents in the future I think it would likely make more sense to ensure their financial security in case of my untimely death with term life insurance and still defer a decision on paying for cryonics.
I'm a British citizen and a permanent resident in Canada so health insurance issues are less of a concern for me than they might be for a US citizen. I have no family history of mental illness.
You can assume I will take appropriate steps to protect my assets from the threats you describe and others as I judge necessary and prudent.