1 should be more like: You have an illness that will kill you sometime in the next 50 years unless you have an operation right when you die but not too late. The clinics that can perform this operation are so far away that the chances of you reaching the facility in time is negligible. Do you sign up for the operation?

Edit: The correct choice of course is to move nearer to the clinics in about 20 to 30 years.

Edit2: Also there is a chance that with some more research in the next couple of years a method could be developed that might not cure you but will vastly lengthen the time until you die with a much greater chance than the operation has. Do you pay for the operation or fund that research?