I should take as much long-term, fixed dollar debt as I can.

Get 50 credit cards in one day and go on to accrue as much debt as possible over the course of a few years. Give the credit card companies a temporary address and a temporary phone number such that you can lose their annoyance easily. Put half of your newfound free money into high yield investment opportunities such that you have a shot of paying it all back later. Use the other half to travel the world, become Enlightened, learn highly useful skills, and get yourself in a good position to make a lot of money or otherwise gain a lot of utility. Downsides: no mortgages, difficult to rent a house or apartment (but still not that difficult), if you want a new car you have to buy it with cash, some jobs will be harder to get (but it's not that big a deal), it might be difficult to move to a new country, it might disrupt your peace of mind, structural uncertainty, and goal distortion. I think a free 50,000USD or however much is worth those costs.

(I am not a financial advisor.)