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wedrifid comments on Buy Insurance -- Bet Against Yourself - Less Wrong
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This strategy would also, if developed further, make legislative bodies impotent. If everyone could smooth out their risk profiles by betting on negative outcomes, then the only effect of any proposed legislation on people's behavior would be a transfer of wealth reflecting individuals' indifference curves (i.e. the outcome sets they are indifferent between). New laws would lose most of their ability to change behavior.
(Btw, why "User:Kevin"?)
Referring to Keven as "User:Keven" has become somewhat of a convention. Initially used by Clippy but adopted by the professed humans too. The idiosyncracy appealed.
I think Clippy refers to everyone as "User:[username]", but since he refers to Kevin especially often, that's what's most remembered.
This.
Why was this voted down? It seems to be the most efficient way to answer the question, and necessary because it was MBlume's use that was questioned.