"Hard cases make for bad law."
I'm not /sure/ that there is such an effect, but I would be willing to bet in favor of it. Not standing next to someone who obsesses over the Trolley Problem when I'm waiting for a train, that sort of thing.
Actually, this is a point that I've wondered about for a while. Trolley problems rely on the Least Convenient Possible World constraint to force your decision. While this is great for helping you to investigate your intuitions, it's terrible for saving people from trolleys.
Maybe sometimes you need the guy who can make the cold, utilitarian call and choose who lives and who dies. But more often than not you want the guy who will actually try to think of a way to save everybody. I'd hate for someone to die on the tracks because the guy who could have saved ...
If you've spent any time with foreigners learning your language, you may have been in conversations like this:
People can't automatically state the rules underlying language, even though they follow them perfectly in their daily speech. I've been made especially aware of this when teaching French to Chinese students, where I had to frequently revise my explanation, or just say "sorry, I don't know what the rule is for this case, you'll just have to memorize it". You learn separately how to speak the language and how to apply the rules.
Morality is similar: we feel what's wrong and what's right, but may not be able to formulate the underlying rules. And when we do, we're likely to get it wrong the first time. For example you might say:
But unlike grammar, people don't always agree on right and wrong : if Alfred unintentionally harms Barry, Barry is more likely to think that what Alfred did was morally wrong, even if both started off with similar moral intuitions. So if you come up with an explanation and insist it's the definition of morality, you can't be "proven wrong" nearly as easily as on grammar. You may even insist your explanation is true, and adjust your behavior accordingly, as some religious fanatics seem to do ("what is moral is what God said" being a quite common rule people come up with to explain morality).
So: beware of your own explanations. Morality is a complex topic, you're even more likely to shoot yourself in the foot than with grammar, and even less likely to realize that you're wrong.
(edit) Related posts by Eliezer: Fake Justification, Fake Selfishness, Fake Morality.