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bogus comments on Efficient Charity: Do Unto Others... - Less Wrong
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I'm bothered by the intertemporal implications of this, i.e. if I have $100 that I will spend to help the most humans possible, then I could either spend it today or invest it and spend $105 next year (assumed 5% ROR). Will I then ever spend the money on charity? Or will I always invest it, and just let this amassed wealth be distributed when I die?
Assuming that charities can invest and borrow at prevailing interest rates (and large charitable trusts can in fact borrow from their endowment), you should be indifferent to this choice. Robin Hanson has addressed this issue here.