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MichaelVassar comments on Optimizing Fuzzies And Utilons: The Altruism Chip Jar - Less Wrong
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Risk aversion would apply if you were an egoist trying to make sure you got at least some warm glow. It does not apply if you're an altruist trying to help people as much as they can be helped.
This is not a complicated issue.
It's not complicated, yet in practice selecting for people who get this simple issue yielded Carl Shulman, and David Brin couldn't get it for some reason, so it seems like complicated or not, it's a good high-ceiling indicator.