I see your point, but I also think it's problematic when people say "why (implication: cause-why)" instead of just saying "how".

When I hear people saying "Why did Mt. Everest form?", I can substitute "How did..." in my head, but it also makes me wonder why they used "why" in the first place. No biggie, but that's only because we know a fair bit about geology and how mountains form.

When it comes to broader questions like "Why does the universe exist?", then the equivocation problem becomes much severer. I think in that particular case, there's a good chance that the questioner is genuinely meaning to ask "purpose-and-cause-why", because the concepts of "purpose-why" and "cause-why" are equivocated (since there's no clear answer for the latter and blank spot for the former, as there is for Mt. Everest).