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gwern comments on Applied Optimal Philanthropy: How to Donate $100 to SIAI for Free - Less Wrong
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This is a cool deal, but I have a quibble: The cost to you of donating $50 is not $0, but...$50. Relative to your not-having-donated self, your having-donated self is $50 poorer.
Granted, this might be more than compensated for by the warm fuzzies and so on. But if $50 is too much for you to donate out of pocket, then it's also probably too much for you to donate when the money is a gift.
OK, well, feel free to take the free $50 and not give it to SIAI. I won't tell anyone.