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Rain comments on Applied Optimal Philanthropy: How to Donate $100 to SIAI for Free - Less Wrong
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Isn't it obvious that should send up a red flag?
If this really is a free $50 -- really no catch -- why is ING Direct doing it? And if they expect to profit from it, on average, why should I extend them $50 of credit for 50 days, which is what I'm doing when I donate $50 in anticipation of ING "paying me back"?
This sounds like the kind of thing where they will put up enough inconveniences to people who merely want the $50 so that enough of them will give up in trying to get it.
Reminds me of their commercials:
"Who's that?"
Oh, ING Direct is an online bank that works to minimize your costs...
"I know what ING Direct is. I mean, who's that sucker who expects free money from a bank?"
(sorry, can't find a link atm)
ING does this all the time. I created my account years ago with another $50 promotion. I got an email from them for a different $50 promotion a few months ago. It's consistently mentioned on sites such as Get Rich Slowly as a simple way to make some money, and has proven out time and again.