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Alicorn comments on Applied Optimal Philanthropy: How to Donate $100 to SIAI for Free - Less Wrong
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I'd do it. But if the only reason you want to do paired P2P payments is to get the $50 in time for the matching challenge, you should be aware of this from the ING offer page:
"3.Your $50 bonus will automatically be deposited into your account on day 50."
January 20th is less than 50 days from today, so you'll have to loan yourself the $50. I'm OK with that, so please let me know to confirm if you want to do this.
My account appears operational. If yours is too, PM me so we can start swapping money around to get our presents.