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gwern comments on Applied Optimal Philanthropy: How to Donate $100 to SIAI for Free - Less Wrong
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You're confusing me; are you being sarcastic in the first paragraph and your question supposed to imply a knock-down argument against the preceding?
I was being serious but with a mocking tone in the first paragraph.
The question was sincere, I wasn't sure what opportunity cost nick was referring to and especially confused by his use of the word "need". His response cleared that up by making it clear that he was knocking the financial system as a whole, which I agree is insane, yet it somehow continues to work in one of the very real examples of magic in everyday life.