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roland comments on Individual Rationality Is a Matter of Life and Death - Less Wrong
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If you have to make all those decisions yourself, sooner or later you are going to make a mistake(law of the conjunction, what is the probability to get it right every time?). The idea is to take off the burden of as much decisions as possible(at least the important ones) from the individual.
In the case of cars for example, it's much safer to just take a bus and sit down and relax.
Luckily, we have built-in mechanisms for this. By behaving rationally, we can develop good habits that will help us automatically make the right decision in the future. Aristotle called these sorts of habits 'virtues'.
Are buses safer than cars? For one thing, they don't have seat belts.
This is a whole new discussion but I'll still give some pointers.
If you consider a city as a whole it would probably be much safer to take all cars off the street and put buses in their place. Less vehicles + trained drivers + less drunk driving => less accidents.
But even considering the normal city with lots of cars, I consider buses safer because: * they usually drive slower * they are big and heavy, so even in the case that a bus collides with a car it will probably be safer in the bus. Ok, if you have a collision against another bus it is another question. * btw, there are buses with seat-belts.