I honestly think that this is a very good reality check. I don't think that most people should do it, as I think that there are many better options in the US, but I definitely think that anyone who doesn't feel that they have better options than the one Louie is describing, for instance, anyone who thinks that they are trying to make money but doesn't find that they can save $20K in a year, really should do it or ask themselves some serious questions about why they don't.

I don't expect anyone to do this, because I think people including people here have almost no tendency to actually act in ways that are theoretically more rational. I hope that rather than confabulating reasons whey they don't though, people reading this can at least acknowledge the size of the gulf between their actual motivational structure and their story about it.