Agreed with nazgulnarsil. I'm a competent-at-best coder, and only work as a test engineer, I've got no formal qualifications in the field, and I've only been working as a software engineer two years. Yet I earn more on my own than the average household's income in the UK, my work is often interesting, I have more flexibility about things like dress codes and working hours than in any other job I've worked, and I get on with my co-workers.