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Swimmer963 comments on The 5-Second Level - Less Wrong
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"Be specific" is a nice flinch, I've always had it and it helps a lot. "Don't moralize" is a flinch I learned from experience and it also helps. Here's some other nice flinches I have:
"Don't wait." Waiting for something always takes more time than I thought it would, so whenever I notice myself waiting, I switch to doing something useful in the meanwhile and push the waiting task into the background. Installing the habit took a little bit of effort, but by now it's automatic.
"Don't hesitate." With some effort I got a working version of this flinch for tasks like programming, drawing or physical exercise. If something looks like it would make a good code fix or a good sketch, do it immediately. Would be nice to have this behavior for all other tasks too, but the change would take a lot of effort and I'm hesitating about it (ahem).
"Don't take on debt." Anything that looks even vaguely similar to debt, I instinctively run away from it. Had this flinch since as far as I can remember. In fact I don't remember ever owing >100$ to anyone. So far it's served me well.
I have the same debt-flinch, and the same feeling about how well it works, but with one qualification: I was persuaded to treat mortgage debt differently (though I've always been very conservative about how much I'd take on) and that seems to have served me very well too.
This isn't meant as advice about mortgages: housing markets vary both spatially and temporally. More as a general point: it's probably difficult to make very sophisticated flinch-triggers, which means that even good flinching habits are likely to have exceptions from time to time, and sometimes they might be big ones.
This is what my mother said to me: all types of debt are bad, but mortgage debt is unavoidably. My chosen career field is nursing, which is a pretty reliable income source, so I'm not worried about taking on a mortgage when the time comes.