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Eugine_Nier comments on Values vs. parameters - Less Wrong
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I think a large part of time discounting is dealing with uncertainty about the future. It's notable that people in unstable societies/situations tend to time discount more then people in more stable situations.
See Eliezer's post against discounting - I've been trying to address the problem that's left even after you factor out uncertainty.
Note that instrumental discounting is not just down to uncertainly - there's also mortality, future-impotence, resource limitations, the divide-and-conquer strategy - and so on. You should probably be trying to factor all of those things out.