I formulated the "disguised description of a mundane situation" hypothesis pretty early. Unfortunately, I thought it was Christianity, not everyday life, so I read some details I thought I could match, like the holy water bit, and some that I couldn't, like the everyday rituals as opposed to weekly rituals. My other, dominant, hypothesis was that this was a genuine attempt at description of a tribe that had mistaken something obvious due to false assumptions, and under that line of thought I managed to correctly identify the chest as a medicine box (I was thinking in terms of traditional medicines unfamiliar to the anthropologist, though). Then I got to the part about a "small bundle of hog hairs", recognized the ritual as brushing, and everything fell into place, complete with the whole "ohhhhhh, so it WAS that, you sly little trickster you" effect. That feeling is rather pleasant, so thank you for posting this.
Incidentally, I didn't get the "Nacimera" thing until explicitly pointed out ("latipso" followed naturally).
A large number of cognitive errors are grouped under "framing effects", the tendency of a fact to sound different when presented in different ways. Economists discuss framing effects in terms of changed decisions: for example, a patient will be more likely to agree to a treatment with a "ninety percent survival rate" than a "ten percent death rate", even though these are denotatively the same. Other social sciences use "framing" more broadly. For them, a frame is similar to a cultural filter through which we interpret and evaluate data.
Anthropologists are particularly wary of framing effects. The thought "primitive culture" immediately summons a set of associations - medicine men, chiefs, thatched huts, festivals, superstitions - that anthropologists risks interpreting new information about a tribe in light of what they think tribal cultures should be like. The problem is only compounded by the difficulty anthropologists have getting complete and accurate information from potentially reclusive societies.
One especially well-known anthropological work is Horace Miner's description of the Nacirema, a North American tribe centered around the northwest Chesapeake Bay area. He was especially interested in their purification customs, which he described as "an extreme of human behavior". Below the cut is Miner's essay, Body Ritual among the Nacirema. Do you think Miner is affected by a framing bias? Where does the bias manifest itself?
Now, spell "Nacirema" backwards and read it again.