falenas108 comments on Credit card that donates to SIAI. - Less Wrong

5 Post author: Alexei 22 July 2011 06:30PM

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Comment author: falenas108 22 July 2011 11:41:44PM 2 points [-]

Rejected. Something about making less than $5000 a year, being 18, and not having a house/apartment made Capital One not trust that I would pay back my bills every month.

Comment author: Alicorn 23 July 2011 07:48:32AM 3 points [-]

I got a Capital One credit card (to use in Scotland, because my debit card wouldn't work there) when I was 18. It was attached to my dad's account somehow, but had my name on it. I was a student and didn't make any money or have a place of my own. Do you have a relative who might be willing to bet on your ability to pay your bills? I can ask my dad how he arranged it if it would be helpful.

Comment author: falenas108 23 July 2011 03:03:15PM 0 points [-]

I don't think that would work. All of the questions were specifically about my income and bank account, not anyone who would help pay.

Also, they almost outright say that I will be autorejected if I try to apply again in the next 45 days.