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Rain comments on Help Fund Lukeprog at SIAI - Less Wrong
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How do you go about having a low cost of living? (I think I know how one goes about having a good job.) My best attempts at being a total cheapskate still have me spending my whole 8000 SEK monthly income. Okay, sure, I eat at cafeterias rather than packing lunch, and I buy fresh vegetables rather than eat lentils everyday, but you're a freaking fashion plate!
I think the largest component of it is spending all of my free time online rather than going out for adventures. Such excursions often end up costing quite a bit, and so long as my interests are occupied by free internet, I don't get any urge to buy "stuff". Also, my taxes are lower due to the large amount of my donations.
I allow myself to splurge when my money builds up, typically on Projects that keep me deeply interested in a whole new facet of society or personal development for some time, but with a budget typically limited to $3000 or less.