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Nick_Tarleton comments on Rationality is Systematized Winning - Less Wrong
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Gosh. It's only £17 in the UK.
(I wasn't meaning to suggest that you're crazy, but I did wonder about ... hmm, not sure whether there's a standard name for it. Being less prepared to spend X to get Y on account of having done so before and then lost Y. A sort of converse to the endowment effect.)
Mental accounting has that effect in the short run, but seems unlikely to apply here.