John_Maxwell_IV comments on On dollars, utility, and crack cocaine - Less Wrong
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You haven't explained why relatively happy people play the lottery. The answer is that they can't understand how small the probability of winning is. (Nor can I, by the way; I only understand it mathematically. To make me understand, you could do something like phrase it in terms of coin flips.)
Fortunately, I'm not obligated to explain everything. :)