First, I want to second what billswift said: your post is vague and insubstantial. You also don't cite evidence for your claims, many of which seem wrong or non-obvious to me.

I advocate a "pull model" of education: adults must be compelled of their own accord to seek knowledge, because learning can at times be quite difficult. Why is it difficult? It challenges our world views, which can be a very scary thing, particularly for people whose world views have remained essentially unchanged for decades.

1. How do you propose adults be "compelled of their own accord"? This is a very important feature of your proposal, but you don't explain it at all.
2. Learning is often difficult, but not because it challenges worldviews. I don't believe in the Freudian or Marxist worldview, but I don't find them too difficult to understand. And there is nothing about linear algebra that challenges my worldview, but I find it hard to study.

The very people who most need education have very little money to devote to it, even if they desire it. Their education must cost only as much as the individual feels he or she can afford, otherwise they will simply not show up.

What you're describing is price discrimination. The main effect of price discrimination is to extract much more of the consumer surplus than would otherwise be possible.