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peter_hurford comments on Rationality Quotes December 2011 - Less Wrong
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It's more general, but I still think it has practical guidelines for spending. Read it and see for yourself: http://dunn.psych.ubc.ca/files/2011/04/Journal-of-consumer-psychology.pdf
Thank you, reading.
I suggest including that link in the original comment. I had assumed the article was paywalled, as most academic publications are.
Edited!