I really have seen multiple people (some of whom I significantly cared about) malfunctioning as a result of misinterpreting this point. As a stand-alone system for pulling your actions, urges have all kinds of problems. Urges can pull you to stare at an attractive stranger, to walk to the fridge, and even to sprint hard for first base when playing baseball. But unless coupled with goals and far-mode reasoning, urges will not pull you to the component tasks required for any longer-term goods. When I get into my car I have a definite urge for it not to be broken. But absent planning, there would never be a moment when the activity I most desired was to take my car for an oil change. To find and keep a job (let alone a good job), live in a non-pigsty, or learn any skills that are not immediately rewarding, you will probably need goals. Even though human goals can easily turn into fashion statements and wishful thinking.

I sort of run this way. Contrary to the description, though, I sometimes do get urges to clean, do laundry, etc. This usually occurs when I happen to be annoyed by the feel of dirt on my bare feet, or find my clothes hamper full, or some other stimulus triggers the behavior. Incidentally, I also am the one in my family who takes the cars for oil changes.

On the other hand, I also have no job. I have a hard time acting on anything that I don't have an urge to do; fortunately or unfortunately, I also have parents to provide me with reasons to have urges to do things I wouldn't otherwise have an urge to do. (This might also be why I once said I didn't have an understanding of how people did things they didn't feel like doing, because the process I use to decide what activity to do at any given moment seems to consist of weighing my various urges in order to figure out what it is that I "feel like" doing, and then doing it, which is a process that almost entirely relies on emotional/unconscious processes rather than conscious verbal reasoning.)