MBlume comments on Collective Apathy and the Internet - Less Wrong
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Let's first assess the current state of the art. The Facebook Causes application does not meet all your criteria, but it hits a few pretty well. It puts money front and center, and tracks the amount you've donated, as well as the amount you've "raised" by referring friends who then donate. It also provides a number of means by which to tell friends about causes -- you decide what seems least annoying.
I notice someone's already registered The Institute Which Must Not Be Named
How can one be sure that the money actually goes to said cause?
I donated to TIWMNBN last night, and received a receipt from the networkforgood.org domain. Network For Good is an eight-year-old company which processes donations for a number of non-profits. Their Wikipedia page doesn't seem to throw any red flags so far as I can see.