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Alicorn comments on Charity when time isn't convertible to money? - Less Wrong
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Another way to turn time into money is to pay less for convenience.
As in, "Don't buy that $15 meal, pay $5 for ingredients and spend an hour cooking"?
That's a good example, yes. Or "don't put your clothes through the laundromat dryer; strew them around your room and turn on a fan". Or "don't take the bus, walk".
Wait, everyone doesn't have one of these things?
Takes up too much space.
I have a rack for drying delicates flat, but not one of those things.
Okay, then. It's an entirely reasonable approach - and one that I already try, though it's been more from the motivation to stretch out my current fixed income as far as possible.
(Similarly, I try not to pay more for something when I can get a functional equivalent for less, I try to repair rather than replace, and I try not to pay at all when I can do without.)
If you can source needed goods and services from people you know, you can also try barter instead of payment of money. (Don't recommend trying this with strangers, although there's Freecycle.)