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DataPacRat comments on Charity when time isn't convertible to money? - Less Wrong
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Okay, then. It's an entirely reasonable approach - and one that I already try, though it's been more from the motivation to stretch out my current fixed income as far as possible.
(Similarly, I try not to pay more for something when I can get a functional equivalent for less, I try to repair rather than replace, and I try not to pay at all when I can do without.)
If you can source needed goods and services from people you know, you can also try barter instead of payment of money. (Don't recommend trying this with strangers, although there's Freecycle.)