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Dmytry comments on My Algorithm for Beating Procrastination - Less Wrong
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One problem with this equation is that it dooms us to use hyperbolic discounting (which is dynamically inconsistent), not exponential discounting, which would be rational (given rationally calibrated coefficients).
Well, the heuristic has to encompass the decreasing ability to predict the future for larger times, which needs not be exponential if the risks do not stay constant.