I sometimes try to get myself to make better decisions by pretending I'm a character in a Choose Your Own Adventure book. (E.g. "If you decide to stay on the couch because you're too lazy to work, turn to page 30.") Unfortunately, in the real books it's rare that enough information is given for you to make a really good decision, and the authors also appear to like messing with you by having good decisions blow up in your face.

So, maybe a similar book that actually gave you enough information to make a good decision and rewarded good decisions and punished bad ones?