It's an interest-free loan. Unless the "certain rights" Lucius has over HJPEV until graduation are troublesome, it is in probably HJPEV's best interest to delay paying the loan back as long as possible.
Or unless, I suppose, he expects significant deflation before graduation. I don't think any of the HJPEV's plans that we know of are likely to result in deflation, quite the opposite in fact.
It's an interest-free loan. Unless the "certain rights" Lucius has over HJPEV until graduation are troublesome, it is in probably HJPEV's best interest to delay paying the loan back as long as possible.
Dumbledore was willing to send Hermione to Azkaban to prevent Lucius from getting those rights (well, and the money). It seems likely to me that they're troublesome.
This is a new thread to discuss Eliezer Yudkowsky’s Harry Potter and the Methods of Rationality and anything related to it. This thread is intended for discussing chapter 81, which should be published later today. The previous thread passed 400 comments as of the time of this writing, so it will pass 500 comments soon after the next chapter is posted, if not before. I suggest refraining from commenting here until chapter 81 is posted; comment in the 12th thread until you read chapter 81. After chapter 81 is posted, I suggest all discussion of previous guesses be kept here, with links to comments in the previous thread.
There is now a site dedicated to the story at hpmor.com, which is now the place to go to find the authors notes and all sorts of other goodies. AdeleneDawner has kept an archive of Author’s Notes. (This goes up to the notes for chapter 76, and is now not updating. The authors notes from chapter 77 onwards are on hpmor.com.) When posted, chapter 81 should appear here.
The first 5 discussion threads are on the main page under the harry_potter tag. Threads 6 and on (including this one) are in the discussion section using its separate tag system. Also: one, two, three, four, five, six, seven, eight,nine, ten, eleven, twelve.
As a reminder, it’s often useful to start your comment by indicating which chapter you are commenting on.
Spoiler Warning: this thread is full of spoilers. With few exceptions, spoilers for MOR and canon are fair game to post, without warning or rot13. More specifically: