loserthree comments on Harry Potter and the Methods of Rationality discussion thread, part 13, chapter 81 - Less Wrong

6 Post author: bogdanb 27 March 2012 06:07PM

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Comment author: loserthree 28 March 2012 05:15:18PM 3 points [-]

Either I misunderstand you or you have it exactly wrong.

If HJPEV pays back the no-interest loan early, he has less money to spend in the meantime.

If HJPEV pays back the no-interest loan at the latest possible time, he has plenty of money he can use to make more money, and to spend, in the meantime.

Comment author: drethelin 28 March 2012 05:47:37PM *  2 points [-]

The way I imagine it working is that any money Harry might acquire is automatically spent on paying off his debt, but he doesn't get into trouble if this doesn't pay the debt until he turns 18. I don't think the situation where he makes plenty of money and does not pay off the loan will be allowed. So either Harry can not worry about the debt and pay it off eventually at the cost of not having any money til then, or pay it off sooner and then have free use of money.

Comment author: loserthree 29 March 2012 04:26:28PM 0 points [-]

I don't think we need to rely so much on your imagination.

"I think there's about forty thousand in my Gringotts vault," Harry said. It was strange how that was still causing more internal pain than the thought of taking an over-fifty-percent risk to his life to destroy Azkaban. "As for the other sixty thousand - what are the rules, exactly?"

"It comes due when you graduate Hogwarts," the old wizard said from high above. "But Lord Malfoy has certain rights over you before then, I fear."

If a debt isn't due, it need not be paid on. There's nothing here that says he's required to pay anything else before he graduates.

In fact, it's possible that the author meant us to understand that HJPEV didn't have to pay anything right now and that the whole hundred grand isn't due until graduation. But that would mean the author had been a bit sloppier than I'm fairly confident he is.

Comment author: bogdanb 29 March 2012 08:35:14PM *  2 points [-]

Lucius was still wearing the cold smile. "One hundred thousand Galleons. If you have not that much in your vault, I suppose I must accept a promissory note for the remainder." [...]

"I think there's about forty thousand in my Gringotts vault," Harry said. [...] "As for the other sixty thousand - what are the rules, exactly?"

"It comes due when you graduate Hogwarts," the old wizard said from high above. "But Lord Malfoy has certain rights over you before then, I fear."

Emphasis mine. I think (most of) whatever he has must be payed immediately, and the “due” part is only for the rest.

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