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shminux comments on Harry Potter and the Methods of Rationality discussion thread, part 13, chapter 81 - Less Wrong
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Early '90s. That'd be a JANET connection, which was an academic network. I expect AOL or Compuserve might be possible. We're talking about the mists of prehistory here, i.e. before 1995. Heck, it was even before the National Lottery was operating in the UK (that started 1994). The stock market would be playable, if he had a suitable adult to front for him.
No, how he makes serious money in the muggle world in 1991 Britain may require actual research.
There was virtually no online trading for individual investors until about 1994. You had to phone your full-service or discount broker and talk to him (or very rarely her) to make a trade.