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buybuydandavis comments on Harry Potter and the Methods of Rationality discussion thread, part 13, chapter 81 - Less Wrong
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A good chance they could pay off the entire debt. They seemed very well off.
I've got a friend who is a dentist. He could pay it off if he wanted to. 2 dentists? If they had decent business sense, it wouldn't be a problem. This is in the US, however. I'd guess that pay scales are different in Britain.
I think you may be thinking of 100,000 dollars or pounds. 100,000 galleons is 2 million pounds.
And he still owes 60,000 galleons, which is 1.2mil.
A pair of dentists with over a decade of practice? My friend with 15 years of practice by himself could handle that. It's not pocket change, but this was to avoid the torture execution of their daughter. I think they could pony up for that.
This has its own problems, though. The Grangers were concerned enough when it seemed Harry might be dangerous, since he was temperamental at their house. They'd pull Hermione out of the wizarding world if they knew that she nearly got locked in a place that actively sucks away happiness.
First, I don't know whether it's an option to bail out of the wizarding world at this point. She has a blood debt to Malfoy which has yet to be paid off by Harry. I'm sure Harry would be fine with whatever she chose to do, but I don't know that the wizarding world is going to let her walk, at least until the debt is paid.
And she better hide very well is she does walk, because Malfoy wants her dead. The only protection she has from that is the wizarding world.
Second, if a boy saves your daughter from a torture execution, throwing away his fortune, and going into hock for a fortune besides, you might feel obligated to pay down that debt, and even repay him his lost fortune, regardless of your choices about being a part of the wizarding world.
Besides what dandavis says, even in canon Hermione memory-charmed her parents.