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TheOtherDave comments on Review: Selfish Reasons to Have More Kids - Less Wrong
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Wow. Yeah, signing up for a mortgage I expected to pay off over thirty years would frighten me with that arrangement.
All Canadian banks offer up to 10-year fixed rate terms, none do longer. "A typical mortgage in Canada has a 5-year term with a 25-year amortization period." Not sure what is so scary about that...