I'm sorry that my explanations didn't work for you; I'll try to think of something better :).
Meanwhile, I don't think it is good to think in terms of matter "suspended" above the event horizon without crossing it. It is mathematically true that the null geodesics (lightray trajectories) coming from an infalling trajectory, leaving from it over the finite proper time period that it takes for it to get to the event horizon, will reach you (as a far-away observer) over an infinite range of your proper time. But I don't think much of physical significance follows from this. There is a good discussion of the issue in Misner, Thorne and Wheeler's textbook: IIRC, a calculation is outlined showing that, if we treat the light coming from the falling chunk of matter classically, its intensity is exponentially suppressed for the far-away observer over a relatively short period of time, and if we treat it in a quantum way, there are only a finite expected amount of photons received, again over a relatively short time. So the "hovering matter" picture is a kind of mathematical illusion: if you are far away looking at falling matter, you actually do see it disappear when it reaches the event horizon.
In response to falenas108's "Ask an X" thread. I have a PhD in experimental particle physics; I'm currently working as a postdoc at the University of Cincinnati. Ask me anything, as the saying goes.
This is an experiment. There's nothing I like better than talking about what I do; but I usually find that even quite well-informed people don't know enough to ask questions sufficiently specific that I can answer any better than the next guy. What goes through most people's heads when they hear "particle physics" is, judging by experience, string theory. Well, I dunno nuffin' about string theory - at least not any more than the average layman who has read Brian Greene's book. (Admittedly, neither do string theorists.) I'm equally ignorant about quantum gravity, dark energy, quantum computing, and the Higgs boson - in other words, the big theory stuff that shows up in popular-science articles. For that sort of thing you want a theorist, and not just any theorist at that, but one who works specifically on that problem. On the other hand I'm reasonably well informed about production, decay, and mixing of the charm quark and charmed mesons, but who has heard of that? (Well, now you have.) I know a little about CP violation, a bit about detectors, something about reconstructing and simulating events, a fair amount about how we extract signal from background, and quite a lot about fitting distributions in multiple dimensions.